How much could you borrow as a self-employed business owner?
Answer a few quick questions and get a personalised video from Lorlene, accountant and mortgage broker, on your home loan position and your next steps.
“Lorlene is someone we can trust. She works with integrity and genuinely looks after our business. She handles our tax affairs and also helped us secure finance for our warehouse. Having someone who understands both accounting and finance really matters. It’s like having two experts in one!”— Lara & Marlon, Business Owners, Shirt Armoury
↓ WHAT YOU’LL FIND OUT ↓
After the quiz, you’ll know
✓ Where you stand
Right now: ready to apply, almost there, or not quite yet.
✓ What’s holding you back
What could be holding back your home loan.
✓ The common mistakes
The mistakes self-employed owners make before they apply.
✓ Your next step
Whether that’s applying now or getting your finances in order first.
How it works
Answer a few quick questions about your business, your income and what you’re looking to buy.
Get Lorlene’s short personalised video explaining where you stand and why, then book a free strategy call if you want to go further.
You’ve got money, so why can’t you get a loan?
Banks will look at your wage and your tax returns, not what the business actually makes.
If you run a company, a lot of the profit usually stays in the business. You pay yourself a smaller wage, and your accountant legally keeps your tax low. In the bank’s eyes, that can make you look like you earn a lot less than you do.
That’s why plenty of business owners get knocked back, or told “not possible”, even when the business is going well.
The good news is it’s often fixable. Lorlene looks at your business and personal numbers together and gets them in order before you apply.
Your accountant and your broker, in one
Lorlene is both an experienced accountant and mortgage broker, bringing over 20 years of experience in accounting, taxation and business advisory.
She understands how lenders assess self-employed borrowers and looks at both your business and personal finances before you apply, helping you put your best foot forward.
As a property investor herself, she brings practical, firsthand experience to the table. She doesn’t just understand the numbers — she understands the challenges and opportunities that come with running a business and building wealth through property.
Find out where you stand
Two minutes. A personalised result. No payslips needed to start.
Florish Finance Pty Ltd (ABN 95 700 657 914) is a Credit Representative of National Lending Group Pty Ltd (Australian Credit Licence 412778) and a related entity of Florishel Pty Ltd, trading as MendozAccounts (Registered Tax Agent No. 26233571).
Florish Finance Pty Ltd is also a member of the Mortgage & Finance Association of Australia (MFAA), Member No. 752834.
Disclaimer: General information only. Your result is an indication, not an assessment, approval or offer of credit. It doesn’t consider your full personal circumstances. Lending is subject to lender criteria.
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